What to do when your savings account is approaching overdraft…

A lot of us, including me, struggle with saving money because we don’t have enough motivating goals to match them to. When we’re 18, 19 and 20 and are having the time of our lives in university, the last thing on our mind is ‘how do I save better’ or ‘where do I put my money to grow?’. Unknown to us, that these conversations to be had sooner rather than later, will either lead us into financial turmoil post university or financial success.

It’s not very hard to see why a 21 year old coming out of university with student loan and maybe some overdraft will think ‘hm, where do I invest now that I’m working?’ Whilst our formative years are our toddler years, a lot of what is learnt in early adolescence, is a strong foundation and really shapes the rest of our future adolescent years.

How do we then tackle this? We don’t want to take away the joys of university students, neither do we want to come into the real world and realise that it’s going to take more than a decent paying job to become financially successful.

Money Matters Conference

In a week, it could all be different. Your financial life, how you deal with money, your ability to increase your earning potential and finally getting started with investing because you know just HOW to.

This and much more including buying a property and saving for an emergency fund will be talked about at the Money Matters Conference happening NEXT WEEK SATURDAY, JULY 28TH, 2018. This 3 hour intensive workshop and seminar happening in London  will have you feeling confident about how to earn, save and grow your money for the rest of the year.

WHY SHOULD I ATTEND?

5 Crucial Differences Between Saving VS Investing

Staying put is easy and safe, going into uncharted territory is risky.

At some point or the other, either we were told to, or we sort of figured it out on our own, or maybe even your friends told you – someway, somehow, you started saving.

It wasn’t too hard – you just take some money and put it somewhere that your everyday cash is not. It was really that simple.

Do this for a few weeks, months and years and you may think that’s all there is to succeed in your financial life. What you would soon come to know, is that, on it’s own saving is never enough.

Or as I say, you cannot save your way to financial freedom.

Setting SMART Goals

It’s time to make SMART goals. Where do you want to be in 5 years? How about in 2? This year maybe?

We all have goals and dreams. We have things we want to do, places we want to visit and things we’d like to accomplish. However sweet our plans seem, they are nothing without actions. We all want to wake up in 5 years in our dream homes with our dream cars etc. That’s all well and good. Except from the part where we’re not changing our actions to reflect that lifestyle. We are acutely aware that our choices today determine our tomorrow. Why then do we stay doing wishful thinking instead of actively working on those goals? Nothing ever came to those who slept and dreamt sweet dreams.

 ‘Start doing and stop ‘dreaming’.

2017 In Review & A Special Thank You

As my last post of the year 2017, I thought I’d use the opportunity to say a massive thank you to you.

For all your love and support, thank you

For the feedback and constructive criticisms, thank you

For the likes, comments, shares and subscriptions, thank you

For being patient and kind with your words, thank you

 

I appreciate every single email, comment, like and share and I do not take it for granted. So, to end the year, I thought I’d share some of the top 3 lessons I learnt during the year:

How I went from being broke to saving £2000+ in a year

Here’s a story about going from being broke to big time woke.

Contrary to popular assumption, I’ve not always had it all together financially. I haven’t gotten into debt or done anything too crazy but towards the end of 2014/ early 2015, I was at an all time low financially. I had finished my first year of uni and decided that instead of looking for an internship over summer, I was going to create a job for myself ? #Winning #YouGoGirl #Solopreneur
FAME 2014 was one of the various projects I started in uni. A creative event that allowed creatives in the music and fashion industry to come together for the coolest mashup. Or at least that’s what my intention was.

Stop Collecting Money and Start Doing This Instead

Yup that’s right, stop collecting and stashing money. I’m talking to all my savers who have been saving money for the last 3 years under their bed. Hunny, that money is depreciating not appreciating. Money is not made to be collected. It’s meant to be put to use, from spending to investing, money is supposed to be used to build the life you want.