The Save Spend Invest Podcast

Hey guys!

Long time no speak! Well if you’ve been wondering where I’ve been, I’ve been hanging out on Podcasts! We’re just over 10 episodes in and over a thousand downloads and I thought I’d bring you guys in on the fun! We’ve talked about budgeting vs automating, uni tips on managing your money, balancing your 9 – 5 and business, 8 ways to improve your money management, self control and money and so much more. It’s been amazing getting to talk to you guys through this medium and receiving your questions and feedback after each episode. We’re available on your major podcast channels – Apple, Spotify, Google Podcasts etc. So come check us out, and tell all your friends but most of all let us know how you’re loving it. We love seeing your screenshots on IG stories, or Twitter saying what you took from each episode.

Hopefully by 2019 we’ll start transcribing some of the episodes here, and creating some new content but for the meantime, please come say hello in our dm’s which are always open @savespendinvest. If you’d like to create some content for us, or be a part of the podcast or SSI team, let us know by emailing info@savespendinvest.co.uk.

See you on the other side!

Bukiie

Money Matters Conference

In a week, it could all be different. Your financial life, how you deal with money, your ability to increase your earning potential and finally getting started with investing because you know just HOW to.

This and much more including buying a property and saving for an emergency fund will be talked about at the Money Matters Conference happening NEXT WEEK SATURDAY, JULY 28TH, 2018. This 3 hour intensive workshop and seminar happening in London  will have you feeling confident about how to earn, save and grow your money for the rest of the year.

WHY SHOULD I ATTEND?

3 Common Mistakes Stopping You From Reaching Financial Freedom

Let’s talk about what really holds us back from saving / investing & break that down.
  1. FOMO:
    a lot of people think if they save or invest they won’t have time to do other things they normally do or can’t be spontaneous with their money.
    a lot of people think if they save or invest they won’t have time to do other things they normally do or can’t be spontaneous with their money. Click To Tweet
TRUE OR FALSE?
Demystified: Contrary to popular opinion you CAN have a decent lifestyle and still save & invest.
You may have to make sacrifices every now and again, but I promise its worth it in the long run.
Here’s how I was able to go on 5 holidays last year whilst saving nearly 30% of my NET income.
  • Having multiple accounts: I have about 6 different accounts, which easily sections out my money as soon as I receive it. Bills, credit card, everyday spending, travel & short term savings, investing and emergency fund. I’m very extra like that but it helps me understand exactly where my money needs to go. You don’t have to have this many but at least have these 3- Emergency fund, Savings & Investment & everyday account.

The Young Professionals Guide to Financial Freedom

Ugh, adulting. /ādülting/ [Urban dictionary] to do grown up things and hold responsibilities such as, a 9-5 job, a mortgage/rent, a car payment, or anything else that makes one think of grown ups.
Adulting is that one thing we are all starting to do but no one really likes it or talks about much about it. Well guess who’s here to address the elephant in the room?
 

2 Ways To Make Your Income Last Longer

Have you ever gotten to the 10th or 15th day of the month and wondered where all your income you just got went to? We’ve all been there. It’s the last day or last Friday of the month and it’s payday #woohoo! The bad news is by Sunday you’ve spent a good proportion of that money and by the following Sunday you’re stuck. You should have more money, but you don’t. And you still have bills to pay mid month. You also need to travel to go see your parents. Or maybe not? So what do you do? How do you make your money go further?

Here are two things you can try to make your income last longer. Choose what works for you and stick to it as far as you can.

5 Crucial Differences Between Saving VS Investing

Staying put is easy and safe, going into uncharted territory is risky.

At some point or the other, either we were told to, or we sort of figured it out on our own, or maybe even your friends told you – someway, somehow, you started saving.

It wasn’t too hard – you just take some money and put it somewhere that your everyday cash is not. It was really that simple.

Do this for a few weeks, months and years and you may think that’s all there is to succeed in your financial life. What you would soon come to know, is that, on it’s own saving is never enough.

Or as I say, you cannot save your way to financial freedom.

Life Goals

In life, there will be many wins, and likewise many L’s. The journey to financial freedom, will cause you to laugh, cry, and be thankful about your many blessings. Most of all, you will watch yourself grow and blossom and start to see that, really money was never the goal. You made the sacrifices for your kids, for the health of your parents, so you could see your loved ones smile again.
You kept pushing to hit those goals, not because it was easy or because life dealt with you nicer, but because you saw life beyond the money.

If you had all the money you’ve ever wanted, what would you do differently? How would you live your life?

Setting SMART Goals

It’s time to make SMART goals. Where do you want to be in 5 years? How about in 2? This year maybe?

We all have goals and dreams. We have things we want to do, places we want to visit and things we’d like to accomplish. However sweet our plans seem, they are nothing without actions. We all want to wake up in 5 years in our dream homes with our dream cars etc. That’s all well and good. Except from the part where we’re not changing our actions to reflect that lifestyle. We are acutely aware that our choices today determine our tomorrow. Why then do we stay doing wishful thinking instead of actively working on those goals? Nothing ever came to those who slept and dreamt sweet dreams.

 ‘Start doing and stop ‘dreaming’.

2017 In Review & A Special Thank You

As my last post of the year 2017, I thought I’d use the opportunity to say a massive thank you to you.

For all your love and support, thank you

For the feedback and constructive criticisms, thank you

For the likes, comments, shares and subscriptions, thank you

For being patient and kind with your words, thank you

 

I appreciate every single email, comment, like and share and I do not take it for granted. So, to end the year, I thought I’d share some of the top 3 lessons I learnt during the year: