Staying put is easy and safe, going into uncharted territory is risky. At some point or the other, either we were told to, or we sort of figured it out on our own, or maybe even your friends told you - someway, somehow, you started saving. It wasn’t too hard - you just take some
Author: savespendinvest
Life Goals
In life, there will be many wins, and likewise many L’s. The journey to financial freedom, will cause you to laugh, cry, and be thankful about your many blessings. Most of all, you will watch yourself grow and blossom and start to see that, really money was never the goal. You made the sacrifices for
Setting SMART Goals
It’s time to make SMART goals. Where do you want to be in 5 years? How about in 2? This year maybe? We all have goals and dreams. We have things we want to do, places we want to visit and things we'd like to accomplish. However sweet our plans seem, they are nothing without
2017 In Review & A Special Thank You
As my last post of the year 2017, I thought I'd use the opportunity to say a massive thank you to you. For all your love and support, thank you For the feedback and constructive criticisms, thank you For the likes, comments, shares and subscriptions, thank you For being patient and kind with your words,
Your SALARY vs Your INCOME
Do you know the difference between your salary and your income? I didn't. Some people equate how much they ‘earn’ i.e their salary, to how much they get ‘paid’. I used to think that too when I started university. You get income from your salary when you get a job. So the plan was work
3 Money Tips for Christmas Shopping
Ah Christmas, everyone’s favourite time of the year. Lots of family around, watching Home Alone and singing all our favourite Bublé songs. We all love Christmas and look forward to spending time with family, friends and loved ones. But whilst it’s one of the highlights of the year to look forward to, for some, it
How I went from being broke to saving £2000+ in a year
Here's a story about going from being broke to big time woke. Contrary to popular assumption, I’ve not always had it all together financially. I haven’t gotten into debt or done anything too crazy but towards the end of 2014/ early 2015, I was at an all time low financially. I had finished my first
Investing 101: Mutual Funds
So you’ve read my post on Investing For Beginners and decided you’ll like to invest in Mutual Funds? Great, so what exactly are you investing in ... What is a Mutual Fund? A mutual fund is a professionally managed fund that pools money together from you and other investors and uses that money to buy
How To: Increase Your Earning Potential
Leveraging your skill set to maximise your earning potential doesn't always mean starting your own business. In Gen Y&Z, everyone is either an entrepreneur, about to become one or is friends with at least one. I can already see you nodding your head to one of those three. But some of us get discouraged when
An introduction
What is this whole Personal Finance thing about? There are certain things in life you don’t learn at school, your parents might not necessarily teach you and your friends just don’t know enough to talk to you about it. Money management is one of them and for me, the biggest of them. If you were